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A Guide to Purchasing Property in Turkey

The Republic of Turkey is a strategically located country in the Middle East with a rich history, vibrant culture, beautiful architecture, and investment opportunities. The Turkey Citizenship by Investment program, launched in 2017, allows individuals to acquire Turkish citizenship through a real estate investment. The minimum investment required for property purchase is $400,000 + fees, making it one of the world's most attractive citizenship by investment programs.

Turkish citizenship by investment

Citizenship by investment

The Turkish Citizenship by Investment Program attracts foreign investors to boost the country's economy and real estate market. With Turkish citizenship, investors gain access to both European and Asian markets. To obtain citizenship, a minimum investment of $400,000 in real estate is required. The application process takes approximately 120 days. Turkish citizens enjoy free movement within the country and to destinations such as Hong Kong, Japan, and Singapore. For further information, please refer to the article "Turkey Investment Citizenship 2022 The Ultimate Guide by Experts."

The Advantages of Turkish Citizenship by Investment

Important information:

  • High quality of life, great climate, and welcoming population in Turkey.
  • Turkish passport provides visa-free travel or visa on arrival to 110 destinations worldwide, including popular countries like Japan, Hong Kong, and Singapore.
  • The investment program includes benefits for the applicant's family members.
  • Turkish citizens are eligible for an E-2 Investor Visa in the USA, which can be renewed for five years.
  • Access to European, Western Asian, and Middle Eastern markets.

Investment Opportunities in Turkey: Exploring Options

To obtain Turkish citizenship through the Turkey Golden Visa program, individuals must satisfy one of the following investment requirements:

  • Property Investment: Fulfill the criteria by making a minimum investment of $400,000 in real estate located within Turkey.
  • Capital Investment: Make a minimum capital investment of $500,000 in any eligible investment opportunity within the country.
  • Bank Deposit: Deposit at least $500,000 or the equivalent amount in foreign currency or Turkish lira into a Turkish bank account.
  • Government Bonds: Obtain government bonds worth $500,000 or the equivalent amount in foreign currency or Turkish lira.
  • Real Estate or Venture Capital Investment: Invest a minimum of $500,000 or the equivalent amount in foreign currency or Turkish lira in real estate or a venture capital investment fund share.
  • Company Establishment: Set up a company in Turkey that will employ a minimum of 50 new employees.

Applicants are also permitted to include their family members in the Turkish citizenship application.

Eligibility Criteria for Turkish Citizenship by Investment

Eligibility criteria for turkish citizenship by investment

To be eligible for Turkish citizenship, the main applicant must meet the following criteria:

  • Age Requirement: The applicant must be at least 18 years old.
  • Clean Criminal Record: The applicant should have a spotless criminal record, indicating no involvement in any criminal activities.
  • Health Insurance: It is mandatory for the applicant to possess valid health insurance coverage.
  • Investment Requirements: The applicant needs to fulfill the investment requirements specified by the Turkish government.
  • Sustained Investment: The investment made in Turkey must be maintained for a minimum period of three years.

These eligibility criteria are necessary to be considered for Turkish citizenship.

Investing in the Turkish Real Estate Market: A Lucrative Option

Turkish real estate market

Due to the availability of affordable investment opportunities, an increasing number of global investors are turning to the real estate sector as a means to acquire dual citizenship in a relatively short time frame. This approach allows applicants to purchase real estate without the requirement of actually residing in the properties they invest in. Moreover, investors have the flexibility to choose between investing in a single property or multiple properties, all while navigating a simplified set of rules and regulations imposed by the Turkish authorities.

To obtain Turkish citizenship through this route, applicants are required to invest in properties located in Turkey and hold ownership for a minimum of three years. Once this three-year period has elapsed, individuals have the option to sell their Turkish property if they so desire.

Foreigners have the ability to purchase land and property in Turkey under their own names, as long as the properties are situated in towns rather than villages, rural areas, or military zones. It is essential for the property to fall within the jurisdiction of a municipality in the respective region.

Benefits of Turkish Real Estate Investment

Investing in Turkish real estate offers individuals numerous advantages, including the opportunity to obtain Turkish citizenship. The Turkish property market provides a cost-effective investment option for foreign investors, ensuring long-term benefits.

One of the primary advantages of investing in Turkish real estate is the relatively affordable nature of the market. Foreign investors can acquire properties at competitive prices, making it a financially viable option for those seeking profitable investments.

Moreover, investing in Turkish real estate opens the door to legally residing in Turkey and obtaining Turkish citizenship. This presents an excellent opportunity for individuals looking to establish a permanent presence in the country. Turkish citizenship not only grants you the right to live in Turkey but also offers various benefits and privileges associated with being a Turkish citizen.

Another appealing aspect of property ownership in Turkey is the affordable property tax. Compared to many other countries, the property tax rates in Turkey are reasonable, making it an attractive proposition for property owners. This ensures that investors can enjoy their properties without being burdened by excessive taxes.

Furthermore, investing in Turkish real estate provides access to an incredible lifestyle. Turkey boasts a rich cultural heritage, stunning natural landscapes, and a thriving modern society. By owning property in Turkey, individuals can immerse themselves in this vibrant and diverse environment, enjoying all the amenities and experiences the country has to offer.

Please note that the Cyprus Citizenship by Investment program has officially closed since November 1, 2020. Therefore, investors can no longer obtain a Cypriot passport through investment. If you are interested in exploring alternative options, we recommend considering Turkish real estate as a lucrative and rewarding investment opportunity.

For comprehensive information on Turkish citizenship by investment properties, we invite you to read our article: "The Complete Guide to Turkish Real Estate." Discover the advantages and procedures of investing in Turkish properties to embark on a path towards financial growth and an enriching lifestyle.

Applying for Turkish Citizenship by Investment: Step-by-Step Process

Applying for turkish citizenship by investment

Investing in Turkey can provide you with the opportunity to obtain Turkish citizenship. The Turkish government offers various investment routes that allow individuals to become citizens of the country. In this guide, we will walk you through the step-by-step process of applying for Turkish citizenship through the investment program, ensuring that you have all the necessary information to navigate the application process smoothly.

Step 1: Choose Your Investment Route

The first step in the process is to choose the investment route that aligns with your requirements and priorities. Turkey offers different options for investment, including real estate, capital investment, job creation, and bank deposits. Each route has its own set of requirements and investment thresholds, so it's essential to carefully consider your preferences and financial capabilities before making a decision.

Step 2: Obtain the Certificate of Eligibility

Once you have selected your investment route, the next step is to contact the responsible Turkish authorities to seek approval and obtain the certificate of eligibility. This certificate confirms that your investment meets the necessary criteria for acquiring Turkish citizenship. The authorities will review your application and supporting documents to ensure compliance with the requirements of the chosen investment route.

Step 3: Open a Turkish Bank Account

After receiving the certificate of eligibility, you will need to open a Turkish bank account. This account will serve as a repository for your investment funds. The Turkish government requires that the investment amount be transferred to a Turkish bank account from abroad. Therefore, it is important to choose a reputable Turkish bank and follow their procedures for opening an account.

Step 4: Obtain a Turkish Residence Permit

Once your investment is approved by the responsible authority, you can apply for a Turkish Residence Permit. This permit allows you to legally reside in Turkey and is a prerequisite for the citizenship application. You will need to provide the necessary documents, such as proof of accommodation, medical insurance, and a valid passport, along with the application form. The duration of the residence permit may vary depending on your investment route.

Step 5: Make Your Investment

After obtaining the certificate of eligibility and securing the Turkish Residence Permit, you can proceed with making your investment. Disburse the required investment amount according to the chosen investment route. It is crucial to follow all legal and financial procedures while making the investment. Additionally, ensure that you collect all the necessary documents and receipts as evidence of your investment for the citizenship application.

Step 6: Apply for Turkish Citizenship

Once your investment is confirmed, you can submit your application for Turkish citizenship at the Provincial Directorate of Census and Citizenship. Prepare your application package with all the required documents, including your investment records, residence permit, passport copies, and completed application forms. The application processing time typically takes around four months. During this period, the authorities will thoroughly review your application and conduct any necessary background checks.

It is important to note that the Turkish government may request additional documents or conduct interviews during the application process. Therefore, it is advisable to stay updated with any communication from the authorities and promptly respond to any requests for information.


Acquiring Turkish citizenship through investment offers a pathway to access the benefits and opportunities provided by the country. By following the step-by-step process outlined above, you can navigate the application process smoothly and increase your chances of obtaining Turkish citizenship. It is always recommended to seek professional advice or consult with immigration experts to ensure that you have accurate and up-to-date information regarding the requirements and procedures for acquiring Turkish citizenship through investment.

Purchasing Property in Turkey: A Comprehensive Guide

A comprehensive guide

This guide provides detailed information and important considerations for purchasing property in Turkey. It covers various aspects of the process, including research, finding a real estate agent, property inspection, negotiation, legal procedures, residency requirements, title deeds, and commission fees.

1. Start your research

Before embarking on your property search in Turkey, it is crucial to conduct thorough research. Turkey offers a wide range of properties, and there are numerous real estate agents available. Begin by seeking recommendations from friends, acquaintances, or anyone who has already purchased property in Turkey. They can provide insights and suggest reliable real estate agents. Alternatively, you can directly contact real estate agents yourself. Make sure to explore all the available options and choose an agent who understands your requirements and preferences.

2. Establish a strong relationship with your real estate agent

Building a solid relationship with your chosen real estate agent is essential for a smooth property buying experience. Communicate your expectations clearly, provide specific details about your desired property, and discuss your budget. A knowledgeable and trustworthy agent will guide you through the process, present the best property options, negotiate on your behalf, and help you secure the best deals.

3. Visit Turkey and conduct property inspections

To gain a better understanding of the areas, communities, and amenities, it is advisable to visit Turkey before finalizing a purchase. Arrange a property inspection tour to explore the available properties in person. This will allow you to evaluate the quality, location, and suitability of the properties you are considering. Additionally, you can familiarize yourself with the local culture, lifestyle, and legal procedures related to property acquisition.

4. Negotiate the purchase price and terms

Once you have identified a property of interest, it's time to negotiate the purchase price and terms with the seller or their representative. Engage in open and transparent discussions to find a mutually beneficial agreement. Consider factors such as market value, property condition, location, and any additional features or amenities. It is recommended to involve your real estate agent during negotiations to ensure you achieve the best possible outcome.

5. Reserve the property and lock in the price

After successfully negotiating the terms, it is common practice to reserve the property by making a reservation payment. This payment ensures that the property is taken off the market, and the agreed-upon price is secured. The reservation payment is typically a small percentage of the total purchase price, and it is credited towards the final payment.

6. Appoint a solicitor and complete the acquisition

To streamline the property acquisition process and save time, it is advisable to appoint a solicitor who specializes in real estate transactions in Turkey. Granting them power of attorney allows them to act on your behalf, handling the necessary legal procedures, paperwork, and negotiations. Your solicitor will ensure that all the legal requirements are met, protecting your interests throughout the process.

7. Register the Turkish title deed (TAPU)

The Turkish title deed, known as TAPU, is a crucial legal document that transfers ownership of the property from the seller to the buyer. The registration process takes place at the Land Registry Directorate. To obtain the title deed, you may need to sign various documents, including the land deed and the occupancy certificate. Obtaining the habitation certificate can be complex and time-consuming, so it is advisable to seek assistance from professionals who specialize in assisting foreign nationals with property transactions in Turkey.

8. Bureaucracy and paperwork

Navigating the bureaucratic processes and completing the required paperwork is an integral part of purchasing property in Turkey. It is important to ensure compliance with Turkish legislation and regulations. Working with experienced professionals, such as solicitors and real estate agents, who are well-versed in the legal procedures, will help simplify this aspect of the transaction. They can guide you through the paperwork, ensuring that all necessary documents are correctly prepared and submitted.

9. Visas and Requirements for Residency

Purchasing property in Turkey does not automatically entitle you to a work permit or residency permit. However, if your investment in property exceeds $400,000, you may qualify for the Turkish citizenship by investment program. To proceed with any property purchase, you must first obtain a Foreigner Identity Number from the TNP Foreigners' Department. This number is essential for various administrative processes related to your stay in Turkey.

10. The Title Deed (TAPU)

The cost of obtaining a title deed in Turkey, known as TAPU, is generally 4% of the property's value. The TAPU serves as the legal proof of property ownership and is an important document for any property transaction. It is recommended to work with your solicitor or real estate agent to ensure that the TAPU is accurately prepared and registered in your name.

11. Commission Fees for Real Estate Agents

Real estate agents in Turkey typically charge a commission fee of approximately 4% of the property's value. While this is a common practice, it is negotiable. You have the option to discuss the commission fee with your agent and reach a mutually agreed-upon amount. It is advisable to clarify the commission fee in advance and include it in the overall budget for your property purchase.

By following this comprehensive guide, you can navigate the process of purchasing property in Turkey more confidently. Remember to conduct thorough research, establish strong relationships with professionals, visit Turkey to inspect properties, negotiate effectively, ensure compliance with legal requirements, and consider additional factors such as residency and commission fees. With careful planning and the right support, you can realize your dream of owning a property in Turkey while enjoying the Mediterranean lifestyle.

Top Istanbul Neighborhoods for Property Buyers

Istanbul neighborhoods

Istanbul, the vibrant and diverse metropolis, has undergone significant transformations in the past two decades, expanding into charming neighboring districts that offer expats the allure of city living without the constant hustle and bustle. With its wide array of districts, any working expat or retiree considering a move to Istanbul can explore various neighborhoods to find an excellent location for a real estate investment, which can also serve as a pathway to gaining Turkish citizenship. Here are some of the top neighborhoods in Istanbul that property buyers should consider:

1. Karakoy: Where Bohemian Meets Modern

Known as Istanbul's "hipster" side, Karakoy is a neighborhood brimming with vibrant cafes, trendy restaurants, and a lively atmosphere. It is a melting pot where locals and internationals can experience an integrated city vibe. Karakoy appeals to those seeking an alternative lifestyle and offers a unique blend of old and new, making it an attractive choice for property buyers looking for a dynamic and artistic community.

2. Cihangir: The Artistic Hub

Cihangir is an artistic district that magnetizes a large number of artists and musicians. It is an enclave of creativity and cultural richness, with an abundance of galleries, theaters, and cultural centers. Living in Cihangir puts you in close proximity to the vibrant art scene and the city's happenings, making it an ideal choice for individuals who want to be at the heart of Istanbul's artistic pulse.

3. Taksim: A Blend of History and Modernity

Taksim is one of Istanbul's most central neighborhoods, characterized by its historic architecture, including some of Turkey's oldest mosques. The district offers a mix of historical charm and modern amenities, with bustling shopping streets, entertainment venues, and a vibrant nightlife. While Taksim's architectural styles may vary due to its age, it retains a unique appeal that draws both locals and tourists alike.

4. Nisantasi: Luxury and Sophistication

Nisantasi is an upscale district renowned for its luxurious restaurants, high-end boutiques, and exclusive shopping experiences. This affluent neighborhood presents solid investment opportunities, starting at around $250,000. It's important to note, however, that this investment sum alone may not qualify for Turkish citizenship by investment. Nonetheless, Nisantasi offers a refined and elegant lifestyle, attracting discerning buyers who appreciate the finer things in life.

5. Sariyer: Serenity by the Bosphorus

Sariyer is a region that stands out for its proximity to financial centers as well as its breathtaking views of the Bosphorus. It is an ideal choice for families relocating to Istanbul, as it offers a harmonious blend of urban convenience and natural beauty. Sariyer is characterized by lush greenery and is located close to Istanbul's greener areas. The housing options in Sariyer range from luxury apartments to grand mansions and villas, catering to diverse preferences and lifestyles.

6. Etiler: Luxury and Exclusivity

Etiler is one of Istanbul's most prestigious and expensive neighborhoods, renowned for its luxurious amenities and upscale lifestyle. It boasts popular shops, trendy cafes, and attractive workplaces, making it an attractive destination for high-end buyers. In Etiler, you can find opulent villas with stunning views of the Bosphorus or luxury apartments that offer unparalleled comfort and elegance.

By exploring these top Istanbul neighborhoods, property buyers can discover a wide range of options that cater to different preferences and lifestyles. Whether you seek a bohemian ambiance, an artistic hub, historical charm, luxurious living, or serene surroundings, Istanbul has a neighborhood to suit your needs and aspirations. It's essential to conduct thorough research, consult with real estate professionals, and consider your specific requirements before making a property investment decision in Istanbul.

Exploring Property Investment Opportunities Beyond Istanbul in Turkey

 Exploring property investment opportunities

Investing in real estate in Turkey offers a multitude of opportunities for foreigners. While Istanbul is the country's most prominent city, there are several other locations that provide attractive property investment prospects. This article will delve into some of these alternative investment destinations, highlighting their unique features and advantages.

Bodrum: Coastal Charm and Tranquility

Nestled along the Turkish coastline, Bodrum stands out as a picturesque town renowned for its stone buildings, stunning seaside views, and sprawling villas with expansive gardens. Its mild climate makes it an ideal choice for winter stays, attracting a significant British expat community that has chosen Bodrum as their retirement haven. The town's distinct charm, coupled with its tranquil atmosphere, makes it an attractive option for those seeking a serene and idyllic property investment opportunity.

Antalya: A Year-Round Summer Haven

Located in the southern part of Turkey, Antalya boasts a reputation as a popular summer destination for both locals and tourists. Its prime location ensures year-round summer-like weather, making it an enticing place to invest in real estate. As the third most favored expat destination in Turkey, Antalya offers a plethora of benefits for property investors. The city's blue flag beaches, pleasant temperatures, and vibrant expat community showcase its desirability. Statistical data from the Turkish Institute of Statistics (TUIK) reveals that Antalya is home to approximately 100,000 international residents, further attesting to its popularity among foreign investors.

Ankara: Capital City Charm with Affordable Prices

As the capital city of Turkey, Ankara presents another promising location for foreign property investment. Compared to Istanbul, property costs in Ankara are considerably lower, making it an excellent choice for those seeking a more affordable investment option. Despite its affordability, Ankara offers a plethora of amenities and attractions. The city provides a diverse range of retail options, proximity to major landmarks, and abundant business prospects, making it an appealing choice for investors seeking both residential and commercial properties.


While Istanbul remains a significant real estate investment hub in Turkey, there are numerous opportunities to explore beyond the bustling metropolis. Bodrum, with its coastal charm and expat community, offers a serene and idyllic investment experience. Antalya, known for its year-round summer weather and blue flag beaches, attracts both locals and foreigners seeking an idyllic lifestyle. Ankara, as the capital city, combines affordability with an array of amenities and business prospects, making it an enticing option for property investors. By looking beyond Istanbul, investors can discover a diverse range of property investment opportunities throughout Turkey, each with its own unique advantages and appeal.


Can foreigners purchase real estate in Turkey?

Foreigners are allowed to buy real estate in Turkey, with the exception of military zones. In fact, purchasing real estate in Turkey is one of the ways for foreigners to obtain Turkish citizenship through the government's Citizenship by Investment program.

Why are properties relatively inexpensive in Turkey?

The Turkish real estate market is still in its early stages, and the recent introduction of mortgage programs by Turkish banks has contributed to the affordability of properties. Additionally, the Turkish government's Citizenship by Investment program has attracted foreign investors, making the real estate market a cost-effective investment option.

Is Turkey a good choice for real estate investment?

Turkey's real estate market offers comparatively affordable prices, and the value of properties has been steadily increasing, often doubling in value every year. Therefore, investing in Turkish real estate can be a profitable venture. Moreover, there is a wide range of options available, including luxury properties, allowing investors to find properties that meet their specific requirements.

Which areas in Turkey are ideal for purchasing property?

The Turkish Riviera, also known as the Turquoise Coast, is considered one of the best regions for investing in real estate in Turkey. This coastal area offers a stunning natural landscape, attractive beachfront properties, and a thriving real estate market.

Does buying property in Turkey grant citizenship?

Yes, purchasing property in Turkey can make you eligible for Turkish citizenship and a Turkish passport. The requirement is to invest at least $400,000 in real estate.

If I own property in Turkey, how long can I stay in the country?

As a foreigner, you can stay in Turkey for up to 90 days within a 180-day period, regardless of property ownership. However, foreigners who hold a residency permit can stay in Turkey for longer periods beyond the 90-day limit.

Can I live in Turkey if I buy property there?

Yes, foreigners who buy property in Turkey have the opportunity to obtain a residence permit, which allows them to live in the country. The residence permit can be renewed for specified durations, and there is also the option to apply for residence permits for family members.